Independent Financial Services

Build wealth.
Build teams.
Build legacy.

IntelliGen Wealth Partners operates under Family First Life (FFL), one of the largest and fastest-growing IMOs in the country. We give ambitious agents the contracts, training, and infrastructure to earn and grow at the highest level.

Become an Agent View Comp Plan
145%
Top Commission
$0
Franchise Fees
100%
Independent
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Life Insurance —
Final Expense —
IUL —
Annuities —
Whole Life —
Term Life —
Life Insurance —
Final Expense —
IUL —
Annuities —
Whole Life —
Term Life —
Our Mission

Protect families.
Build leaders.

This isn't just a policy — it's a platform. Backed by Family First Life (FFL), we help clients create real financial security while giving agents a genuine opportunity to grow, lead, and earn at the highest level in the industry.

Work With Us

Transparency Over Everything

Every contract level, override, and promotion requirement is clearly defined. No surprises. You always know exactly where you stand and what it takes to level up.

Performance-Driven Culture

We built a system that rewards production, not tenure. Hit your numbers for 2 consecutive months and you level up — automatically. No politics, no waiting rooms.

Real Training & Real Support

Scripts, objection handling, product knowledge, and live mentorship from leaders actively writing business. You'll never be handed a login and left to figure it out alone.

You Own Your Business

No captive contracts. Multi-carrier access. Your book of business is yours. IntelliGen gives you the infrastructure to build something that actually belongs to you.

Founder

Todd A. Hartog

Todd A. Hartog
Todd A. Hartog
Founder & CEO

Todd brings over 5 years of experience selling life insurance and a diverse entrepreneurial background that includes owning a retail chain of tanning salons and spending 15 years as a top-producing network marketing professional.

A firm believer in smart investments, Todd's approach is rooted in building real wealth through commercial and residential real estate, stocks, and the financial products he stands behind every day — IUL, annuities, and life insurance. He founded IntelliGen Wealth Partners to create the organization he wished had existed when he started: transparent comp plans, real mentorship, and a genuine path to building generational wealth.

Getting Started

Your Path to Success

From application to your first commission, we handle the heavy lifting while you focus on what you do best.

1

Submit Application

Tell us about yourself, your experience, and your goals. We review and respond within 24 hours.

Quick Approval
2

Onboarding Call

Meet with our team. Go over the comp plan, licensing, carriers, and answer all your questions in real time.

Personal Attention
3

Licensing & Setup

We handle all applications, carrier appointments, and back-office setup. No confusion. No red tape.

We Handle It
4

Start Selling

Access training, scripts, coaching, and support. Start writing business and earning commissions immediately.

Full Support
Get Licensed

No License Yet? No Problem.

We partnered with a top-rated pre-licensing program so you can get your insurance license fast — at a discounted rate exclusive to IntelliGen agents.

📚
Self-Paced Online
Study on your schedule from anywhere
⚡
Fast Track
Most agents licensed in 1–2 weeks
💰
Team Discount
Exclusive pricing for IntelliGen recruits
Start Your Pre-License Course

Available for all 50 states · Life & Health · Exam prep included

Compensation Plan

Earn More. Build Faster.

Transparent, performance-based compensation with zero politics. Hit your volume, earn your rate. Simple.

👑 Elite Tier
$1.5M IP
145%
10 legs @ $10K
$1M IP
140%
8 legs @ $10K
$750K IP
135%
6 legs @ $10K
$500K IP
130%
4 legs @ $10K
$400K IP
125%
2 legs @ $10K
Standard Levels
$300K IP
120%
$250K IP
115%
$200K IP
110%
$150K IP
105%
$100K IP
95%
$75K IP
90%
$50K IP
85%
$25K IP
80%
$15K IP
75%
$10K IP
75%
$5K IP
70%
Starting
65%

🚀 Level Up Your Contract

  • Hit your required IP volume for 2 consecutive months
  • Production month ends on the last calendar day
  • Personal + team volume both count toward promotion

⚖️ 50% Volume Cap Rule

  • No more than 50% of your total volume can come from one leg
  • At $1.5M total, max from any single leg is $750K
  • Encourages a diversified, resilient downline structure
Products

Everything your clients need.
All in one organization.

🛡️

Life Insurance

Term and whole life coverage from top-rated carriers for every stage of life.

📈

IUL

Indexed Universal Life for tax-advantaged growth, living benefits, and flexible premiums.

💰

Annuities

Fixed and indexed annuities for retirement income and wealth protection.

🏠

Final Expense

Simplified issue whole life for seniors 50-85. High close rates, strong commissions.

Our Carriers

Top-tier contracts.
Industry-leading products.

We partner with the highest-rated carriers in the country to offer a wide range of insurance products. This allows our agents to help families find the best products for their situation.

Agent Stories

Built by agents.
Proven in the field.

Hear from agents who joined IntelliGen and built something real.

★★★★★
"
I came from a corporate sales background and was nervous about going independent. IntelliGen gave me a real comp plan, actual training, and leadership that picks up the phone. I hit $12K AP in my first full month.
MR
Marcus R.
Agent · Los Angeles, CA
★★★★★
"
Most IMOs promise the world and disappear after you sign. Todd is the opposite — hands-on, transparent about the comp plan, and genuinely invested in your growth. Best move I've made in this industry.
JS
Jessica S.
Agent · Phoenix, AZ
★★★★★
"
I've been in insurance for 6 years and tried three different organizations. IntelliGen is the first one that actually feels like a team. The contracts are competitive, the culture is real, and I'm building something I'm proud of.
DW
David W.
Team Leader · Dallas, TX
Why IntelliGen

Everything you need.
Nothing in your way.

01 —

Industry-Leading Contracts

Start at 65% with a clear path to 145%. You earn what you produce — no exceptions.

02 —

Build Passive Income

Recruit agents, build a downline, and earn overrides on everything your team writes.

03 —

No Captive Contracts

Work with multiple carriers. Own your book. IntelliGen never locks you in.

04 —

Fast Promotions

Two months of hitting your numbers and you level up automatically. No waiting.

05 —

World-Class Training

Scripts, live coaching, and product training from producers actively in the field today.

06 —

Full Back Office Support

Licensing, carrier appointments, contracting, compliance — handled so you can sell.

Get in Touch

Let's Connect

Email

info@intelligenwealth.com

Social Media

@intelligenwealthpartners

Connect with us on Instagram, Facebook, and LinkedIn to stay updated on company news, agent wins, and industry insights.

Get Started

Ready to build your legacy?

Join IntelliGen Wealth Partners. Get access to top-tier contracts, real training, and a team invested in your success. We'll be in touch within 24 hours.

No spam. No pressure. Just a real conversation about your opportunity.